Created by Physicians, For Physicians
Let a world-class pension take care of you while you’re busy taking care of others.
Our Mission is to Help Physicians Reach Retirement Goals Faster
We are a group of physicians who recognized that traditional financial strategies weren’t enough for the current changing environment. By the time most of us learn or get around to having a sound strategy, we often wish we had started sooner.
Benefits of the Canadian Physicians’ Pension Plan (CPPP)
- Start retirement savings early
- Financial safety net for physicians and their family
- Multiple tax-efficient features
- Intergenerational wealth transfer
- Wide spectrum of investment assets
- Predictable retirement income
- Economies of scale
- Enhanced flexibility – leverage group benefit while preserving individuality
Reach Retirement Goals Faster
Our Partners
Retire Earlier with More Money
CPPP
Canadian Physicians' Pension Plan- Defined benefit (DB)
- Defined contribution (DC)
- Transfer pention to spouse and children “intergenerational Wealth Transfer”
- Structured, stable, organized pension
- Management fees deductible from corporate income
- Maximizing tax deductions
- Taking advantage of a market correction
- Additional voluntary Account contribution
- Insurance vehicle as an asset within the pension plan
- Personalized voice within the pension plan (ability to choose portfolio structure)
- Can leave the group pension without losing the pension registration
- Flexibility to increase/reduce contributions as needed
- Provides for diversification from stock markets
MEPP
Multi Employer Pension Plan- Defined benefit (DB)
- Defined contribution (DC)
- Transfer pension to spouse and children “intergenerational Wealth Transfer”
- Structured, stable, organized pension
- Management fees deductible from corporate income
- Maximizing tax deductions
- Taking advantage of a market correction
- Additional voluntary Account contribution
- Insurance vehicle as an asset within the pension plan
- Personalized voice within the pension plan (ability to choose portfolio structure)
- Can leave the group pension without losing the pension registration
- Flexibility to increase/reduce contributions as needed
- Provides for diversification from stock markets
Why Physicans Choose CPPP
Real experiences and perspectives from physicians who have made CPPP part of their retirement planning.
There is a sense of reassurance in knowing that I have put a financial structure in place that reflects both my retirement goals and my desire to plan for the next generation.
Dr. D. Butt, Toronto, Ontario
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My corporate taxes went down. The money inside the plan grows tax-sheltered until I retire. Beyond the tax savings, they gave me clarity. For the first time, I understand how all the pieces fit together, and what I need to do to reach real financial wellness.
Dr. Roger Sen, Maple, Ontario
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Navigating financial planning in Canada can be overwhelming, especially for physicians. CPPP has given me greater clarity and confidence in planning for my financial future.
Pralhad Bide
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