CPPP Blog
Learn more about how the Canadian Physicians’ Pension Plan works and how it can benefit doctors much more than traditional RRSP’s. We’ve included videos, slide shows and articles to help educate and show how this can help doctors retire wealthier than they thought.
Why I Set Up My PPP — Even Before I Contributed a Dollar
By Physicians, For Physicians Like many physicians I’ve spoken with recently, I’ve been feeling the uncertainty in today’s economy. Costs are rising, the markets are unpredictable, and there’s a general sense of hesitation when it comes to long-term financial...
Ghosting Your Pension Could Haunt You Later
By Physicians, For Physicians As Halloween approaches, we’re surrounded by spooky decorations, eerie costumes, and the occasional jump scare. But for many physicians, there’s something even scarier lurking in the shadows — the possibility of outliving your savings...
Was your Medicine Professional Corporation meant to be your pension plan?
Many physicians who incorporated a Medicine Professional Corporation (“MPC”) - often at the behest of their accountant or financial planner - believe that their MPC is meant to be their pension plan for the post-medicine phase of their life. This blog article...
A Stronger Health Care System = A Stronger Financial Future for You
This year, Ontario is making one of the biggest investments in health care we’ve seen in decades. The government is committing $1.8 billion to create more than 300 new primary care teams and clinics across the province. That means more resources, more stability in...
Pensions & Piña Coladas: What Your Summer Can Teach You About Retirement
CPPP: Created for Physicians, By Physicians As physicians, we're used to making decisions under pressure, but when it comes to retirement planning, it's easy to put things off. Summer is a time to relax, but it’s also the perfect season to reflect. And here’s a sunny...
Is HOOPP the pension Nirvana physicians have been waiting for?
With great fanfare, the Ontario medical community was notified that effective January 2, 2025, if they receive T4 income from their medical professional corporation, they were now eligible to join the Healthcare of Ontario Pension Plan also better known by its...
How the Canadian Physicians Pension Plan (CPPP) Compares to the Canada Pension Plan (CPP)
As a Canadian physician, planning for your financial future is vital. While the Canada Pension Plan (CPP) is a fundamental part of retirement income for many Canadians, it may not be sufficient for high-earning professionals like physicians. That’s where the Canadian...
Three Key Advantages of Enrolling in the Canadian Physicians’ Pension Plan
As a physician in Canada, planning for retirement can be complex. Traditional pension plans available to employees in other industries may not be accessible to self-employed doctors or those in private practice. This is where the Canadian Physicians’ Pension Plan...
To HOOPP or not to HOOPP?
The big news for 2025 is the introduction of yet another pension plan solution for incorporated physicians (but only for those in Ontario). I’m referring to the recent public announcements by the Healthcare of Ontario Pension Plan (“HOOPP”) indicating that...