Federal Budget 2024 :   With taxes on capital gains going up, how can the CPPP help?

by canadianphysicianspensionplan | Apr 25, 2024 | CPPP Information

The Federal government is looking for new sources of tax revenues to pay for proposed spending and it has decided that the business community, including physicians that are incorporated, would be a good source of tax revenue. The proposed change to the Income Tax Act...

Why would a physician choose CPPP over saving through their Medical Professional Corporation (MPC)?

by canadianphysicianspensionplan | Mar 27, 2024 | CPPP Information

If the goal of the physician is to set aside funds for retirement, two separate paths emerge:  either keeping retained earnings invested in the MPC’s non-registered (taxable) investment account OR making a contribution to a registered pension plan such as an IPP or...

Case Study:  Physician aged 40 who only took dividends from Medicine Professional Corporation until now.

by canadianphysicianspensionplan | Mar 6, 2024 | CPPP Information

A common situation we encounter is physicians who have incorporated but receive advice that includes never taking any T4 income from their Medicine Professional Corporation (“MPC”), preferring instead the simplicity of receiving dividends.  By the time they turn 40,...

Intergenerational Wealth Transfer

by canadianphysicianspensionplan | Jan 25, 2024 | CPPP Information

With Integrated Wealth & Estate Planners Nick & Simon. Nick & Simon will help you understand intergenerational wealth transfer and bridging the gap from one generation to the next, including the challenges and opportunities of wealth transfer. Click Here...

How to Exceed RRSP Contribution Limits

by canadianphysicianspensionplan | Dec 15, 2023 | Uncategorized

How to Exceed the RRSP Contribution Limits. Click Here to contact...